It was raining. Seth Jaimal had come to the market by a horse-carriage and  it could have carried him back to his home, but for the return journey the  driver demanded a quarter rupee more than the fare fixed for the travel from  the town to the market.
Jaimal was not willing to give that much  more. He was hopeful of finding a porter to carry his luggage for half that  amount. He had lately been out on a pilgrimage and had spent a little  more than he had budgeted. He was determined to save as much as he  could.
"Look here, fellow, will you carry my luggage up to Haripur?" he  asked a poor man who was returning from the market after making some small  purchases.
"Up to Haripur? I must be paid a quarter-rupee,” said the  man.
“No, only half of that.”
"Then carry it yourself.” The man  rebuffed him as he turned his back on him.
Jaimal kept asking several  people, but none was willing to carry it for less than a  quarter-rupee.
The rain had stopped. Seth Jaimal decided to carry his  burden himself. He lifted it all right, but could hardly walk a few steps  with the weight. He sat down panting.
All the while a young Sadhu who  sat under a tree was observing him. The Sadhu knew the millionaire Seth  Jaimal, but the Seth did not know him.
"Sethji," the Sadhu called out,  “Will you let me carry your luggage?"
The Seth looked at him  suspiciously. “But, mind you, I will not give you more than two  annas!”
"That won't do,” said the Sadhu.
"All right, I'll give you  three annas, not a paisa more!”
"That won't do either. In fact, I will  not help you unless you agree to my terms,” said the Sadhu.
"What are  your terms?”
'You must narrate to me the glories of God or you will hear  me narrate them to you on our way. I don’t need any money," said the  Sadhu.
Seth Jaimal found the condition rather amusing. “All right, you  carry my luggage and also tell me whatever you wish to,” said the  Seth.
They began to walk. The Sadhu went on telling him about the very  purpose of life and about the joys of seeking God. At first Seth Jaimal only  pretended to hear him while remaining absorbed in his own  thoughts.
But he did not know when the Sadhu claimed all his attention.  By the time they reached the Seth's home after an hour, Jaimal felt that the  time he spent in the Sadhu’s company had been most rewarding to  him.
"Sir, I have been a sinner in making you bear my sack. I thought I  was clever, but now I know what a fool I am!” said Seth Jaimal.
"You  are clever, though you are not wise,” calmly commented the Sadhu.
“What  is your advice to me?”
"Offer your cleverness to God. He may turn it into  wisdom," said the Sadhu
The hermit then departed. Seth Jaimal could not  decide how to offer his cleverness to God, but at least he began to pray to  God and tell him that he was offering his cleverness to Him.
Shortly  thereafter the Sadhu died and then died the Seth. The Seth's spirit was led  to the court of Yama.
“You have an hour's good deed to your credit  against years of bad deeds. 
Now, for your sins, you must suffer hell for a  long time, but for your hour's good deed,
which was being in the company  of a Sadhu, you can dwell in heaven for a day. Which experience do you want  first?" asked Yama.
"Where does the Sadhu's spirit dwell?" asked Seth  Jaimal.
"In heaven, of course!" said  Yama.
..........
...........
A day passed, but the officials of  Yama could not take him away. He was 
protected by the Sadhu's  aura.
"All right," said Yama, "let him skip hell. Let him be there till  he is 
reborn on earth."
WHAT IS THAT THE SETH WOULD HAVE ASKED YAMA?
 
 
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